{"id":920108,"date":"2026-07-24T11:54:33","date_gmt":"2026-07-24T02:54:33","guid":{"rendered":"https:\/\/www.jutapon.com\/media\/?p=920108"},"modified":"2026-07-24T11:55:30","modified_gmt":"2026-07-24T02:55:30","slug":"secure-3d","status":"publish","type":"post","link":"https:\/\/www.jutapon.com\/media\/creditcard\/secure-3d\/","title":{"rendered":"3D\u30bb\u30ad\u30e5\u30a2\u306e\u4ed5\u7d44\u307f\u3068\u672c\u4eba\u8a8d\u8a3c\u3067\u304d\u306a\u3044\u6642\u306e\u5bfe\u51e6\u3092\u89e3\u8aac"},"content":{"rendered":"<p>EMV 3-D\u30bb\u30ad\u30e5\u30a2\u306f\u3001\u30cd\u30c3\u30c8\u6c7a\u6e08\u6642\u306b\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e\u304c\u53d6\u5f15\u30ea\u30b9\u30af\u3092\u5224\u5b9a\u3057\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u30a2\u30d7\u30ea\u627f\u8a8d\u3084\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u3067\u672c\u4eba\u8a8d\u8a3c\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3059\u3002\u30ab\u30fc\u30c9\u306e4\u6841\u6697\u8a3c\u756a\u53f7\u3084\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30b3\u30fc\u30c9\u3068\u306f\u7570\u306a\u308a\u307e\u3059\u3002<br \/>\n\u8a8d\u8a3c\u3067\u304d\u306a\u3044\u6642\u306f\u3001\u4f55\u5ea6\u3082\u5165\u529b\u305b\u305a\u3001\u5229\u7528\u30ab\u30fc\u30c9\u3001\u30b5\u30fc\u30d3\u30b9\u767b\u9332\u3001\u901a\u77e5\u5148\u3001\u30a2\u30d7\u30ea\u72b6\u614b\u3001\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u306e\u9806\u306b\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n<p>\u672c\u4eba\u8a8d\u8a3c\u6a5f\u80fd\u3092\u542b\u3080\u30ab\u30fc\u30c9\u5019\u88dc\u306f\u3001<a href=\"https:\/\/www.jutapon.com\/creditcard\/\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u6bd4\u8f03\u30da\u30fc\u30b8<\/a>\u306b\u307e\u3068\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<figure class=\"wp-block-table\">\n<table>\n<thead>\n<tr>\n<th>\u8a8d\u8a3c\u60c5\u5831<\/th>\n<th>\u4e3b\u306a\u5834\u9762<\/th>\n<th>\u4ed6\u4eba\u3078\u4f1d\u3048\u308b\u304b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>4\u6841\u6697\u8a3c\u756a\u53f7<\/td>\n<td>\u5e97\u982dIC\u6c7a\u6e08\u30fbATM<\/td>\n<td>\u4f1d\u3048\u306a\u3044<\/td>\n<\/tr>\n<tr>\n<td>\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30b3\u30fc\u30c9<\/td>\n<td>\u30cd\u30c3\u30c8\u6c7a\u6e08<\/td>\n<td>\u6b63\u898f\u306e\u6c7a\u6e08\u753b\u9762\u3078\u81ea\u5206\u3067\u5165\u529b<\/td>\n<\/tr>\n<tr>\n<td>3D\u30bb\u30ad\u30e5\u30a2\u306eOTP\u30fb\u30a2\u30d7\u30ea\u627f\u8a8d<\/td>\n<td>\u30cd\u30c3\u30c8\u672c\u4eba\u8a8d\u8a3c<\/td>\n<td>\u4f1d\u3048\u306a\u3044\u30fb\u81ea\u5206\u3067\u627f\u8a8d<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2>3D\u30bb\u30ad\u30e5\u30a2\u306f\u30cd\u30c3\u30c8\u6c7a\u6e08\u306e\u672c\u4eba\u8a8d\u8a3c\u3092\u5f37\u3081\u308b\u4ed5\u7d44\u307f<\/h2>\n<p><a href=\"https:\/\/www.emvco.com\/emv-technologies\/3-d-secure\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">EMVCo\u306e3-D\u30bb\u30ad\u30e5\u30a2\u89e3\u8aac<\/a>\u3067\u306f\u3001\u52a0\u76df\u5e97\u3068\u30ab\u30fc\u30c9\u767a\u884c\u4f1a\u793e\u306e\u9593\u3067\u53d6\u5f15\u3001\u652f\u6255\u65b9\u6cd5\u3001\u7aef\u672b\u7b49\u306e\u30c7\u30fc\u30bf\u3092\u4ea4\u63db\u3057\u3001\u30ab\u30fc\u30c9\u5229\u7528\u8005\u3092\u8a8d\u8a3c\u3059\u308b\u3068\u8aac\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3059\u3079\u3066\u306e\u6c7a\u6e08\u3067\u540c\u3058\u753b\u9762\u304c\u51fa\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u767a\u884c\u4f1a\u793e\u304c\u30ea\u30b9\u30af\u3092\u4f4e\u3044\u3068\u5224\u65ad\u3059\u308c\u3070\u8ffd\u52a0\u64cd\u4f5c\u306a\u3057\u3067\u9032\u307f\u3001\u5fc5\u8981\u306a\u5834\u5408\u3060\u3051\u30a2\u30d7\u30ea\u627f\u8a8d\u3084\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u3092\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>3D\u30bb\u30ad\u30e5\u30a2\u306f\u4e0d\u6b63\u5229\u7528\u5bfe\u7b56\u306e\u4e00\u3064\u3067\u3059\u304c\u3001\u507d\u30b5\u30a4\u30c8\u3078\u81ea\u5206\u3067\u8a8d\u8a3c\u60c5\u5831\u3092\u5165\u529b\u3059\u308b\u30d5\u30a3\u30c3\u30b7\u30f3\u30b0\u307e\u3067\u81ea\u52d5\u3067\u9632\u3050\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u8cfc\u5165\u5148\u306eURL\u3068\u91d1\u984d\u3092\u78ba\u8a8d\u3057\u3066\u304b\u3089\u8a8d\u8a3c\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2>\u5229\u7528\u524d\u306b\u30ab\u30fc\u30c9\u4f1a\u793e\u306e\u4f1a\u54e1\u30b5\u30fc\u30d3\u30b9\u3067\u8a2d\u5b9a\u3059\u308b<\/h2>\n<p>\u30ab\u30fc\u30c9\u4f1a\u793e\u306b\u3088\u3063\u3066\u3001\u4f1a\u54e1\u30b5\u30fc\u30d3\u30b9\u3078\u767b\u9332\u3059\u308b\u3068\u81ea\u52d5\u3067\u6709\u52b9\u306b\u306a\u308b\u5834\u5408\u3068\u3001\u901a\u77e5\u5148\u30fb\u8a8d\u8a3c\u65b9\u5f0f\u306e\u8a2d\u5b9a\u304c\u5fc5\u8981\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<a href=\"https:\/\/www.meti.go.jp\/policy\/economy\/consumer\/credit\/20240401.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">\u7d4c\u6e08\u7523\u696d\u7701\u306e\u672c\u4eba\u8a8d\u8a3c\u30b5\u30fc\u30d3\u30b9\u6848\u5185<\/a>\u306f\u3001\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u306a\u3044\u30ab\u30fc\u30c9\u304cEC\u30b5\u30a4\u30c8\u7b49\u3067\u4f7f\u3048\u306a\u304f\u306a\u308b\u5834\u5408\u304c\u3042\u308b\u3068\u3057\u3066\u3001\u65e9\u3081\u306e\u78ba\u8a8d\u3092\u4fc3\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u8cfc\u5165\u524d\u306b\u6b21\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u30ab\u30fc\u30c9\u4f1a\u793e\u306e\u4f1a\u54e1\u30b5\u30fc\u30d3\u30b9\u3078\u767b\u9332\u6e08\u307f\u304b<\/li>\n<li>\u643a\u5e2f\u96fb\u8a71\u756a\u53f7\u3068\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u304c\u6700\u65b0\u304b<\/li>\n<li>\u516c\u5f0f\u30a2\u30d7\u30ea\u3078\u5229\u7528\u30ab\u30fc\u30c9\u3067\u30ed\u30b0\u30a4\u30f3\u3067\u304d\u308b\u304b<\/li>\n<li>SMS\u30fb\u30d7\u30c3\u30b7\u30e5\u901a\u77e5\u30fb\u30e1\u30fc\u30eb\u3092\u53d7\u3051\u53d6\u308c\u308b\u304b<\/li>\n<li>\u6d77\u5916\u6ede\u5728\u6642\u306b\u3082\u9078\u629e\u3057\u305f\u901a\u77e5\u65b9\u6cd5\u3092\u4f7f\u3048\u308b\u304b<\/li>\n<\/ul>\n<p>\u8a8d\u8a3c\u8a2d\u5b9a\u306e\u6848\u5185\u306f\u3001\u691c\u7d22\u5e83\u544a\u3067\u306f\u306a\u304f\u767a\u884c\u4f1a\u793e\u306e\u516c\u5f0f\u30a2\u30d7\u30ea\u3084\u30ab\u30fc\u30c9\u88cf\u9762\u306eURL\u30fb\u7a93\u53e3\u304b\u3089\u958b\u304d\u307e\u3059\u3002<\/p>\n<h2>\u6697\u8a3c\u756a\u53f7\u30fb\u30b3\u30fc\u30c9\u30fb3D\u30bb\u30ad\u30e5\u30a2\u3092\u6df7\u540c\u3057\u306a\u3044<\/h2>\n<p>3D\u30bb\u30ad\u30e5\u30a2\u3067\u6c42\u3081\u3089\u308c\u308b\u60c5\u5831\u306f\u3001\u5e97\u982d\u306e\u6697\u8a3c\u756a\u53f7\u3068\u540c\u3058\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002<a href=\"https:\/\/www.j-credit.or.jp\/customer\/5countermeasures-creditcard_fraud\/Prevent-unauthorized_logins\/How_to_set_a_secure-password.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">\u65e5\u672c\u30af\u30ec\u30b8\u30c3\u30c8\u5354\u4f1a\u306e\u591a\u8981\u7d20\u8a8d\u8a3c\u6848\u5185<\/a>\u306f\u3001\u6697\u8a3c\u756a\u53f7\u306a\u3069\u306e\u77e5\u8b58\u8981\u7d20\u3001\u30b9\u30de\u30db\u306a\u3069\u306e\u6240\u6301\u8981\u7d20\u3001\u751f\u4f53\u8981\u7d20\u3092\u533a\u5225\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>SMS\u3067\u5c4a\u304f\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u306f\u3001\u96fb\u8a71\u306e\u76f8\u624b\u3084\u5e97\u54e1\u3078\u8aad\u307f\u4e0a\u3052\u308b\u756a\u53f7\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u81ea\u5206\u304c\u958b\u59cb\u3057\u305f\u53d6\u5f15\u306e\u52a0\u76df\u5e97\u540d\u30fb\u91d1\u984d\u3068\u4e00\u81f4\u3059\u308b\u304b\u3092\u78ba\u8a8d\u3057\u3001\u81ea\u5206\u3067\u8a8d\u8a3c\u753b\u9762\u3078\u5165\u529b\u3057\u307e\u3059\u3002<\/p>\n<p>\u8eab\u306b\u899a\u3048\u306e\u306a\u3044\u8a8d\u8a3c\u901a\u77e5\u304c\u5c4a\u3044\u305f\u3089\u627f\u8a8d\u305b\u305a\u3001<a href=\"https:\/\/www.jutapon.com\/media\/creditcard\/security\/card-number\/\">\u30ab\u30fc\u30c9\u756a\u53f7\u306e\u6f0f\u3048\u3044\u6642\u306e\u5bfe\u7b56<\/a>\u306b\u6cbf\u3063\u3066\u30ab\u30fc\u30c9\u4f1a\u793e\u3078\u9023\u7d61\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2>\u672c\u4eba\u8a8d\u8a3c\u3067\u304d\u306a\u3044\u539f\u56e0\u3092\u9806\u756a\u306b\u5207\u308a\u5206\u3051\u308b<\/h2>\n<p><a href=\"https:\/\/j-faq.jcb.co.jp\/faq\/show\/3799?site_domain=default\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">JCB\u306e3D\u30bb\u30ad\u30e5\u30a2\u8a8d\u8a3c\u30a8\u30e9\u30fc\u6848\u5185<\/a>\u3067\u306f\u3001\u672a\u767b\u9332\u3001\u30a2\u30d7\u30ea\u8a8d\u8a3c\u304c\u4f7f\u3048\u306a\u3044\u72b6\u614b\u3001\u30a2\u30d7\u30ea\u524a\u9664\u3001\u5229\u7528\u30ab\u30fc\u30c9\u3068\u30ed\u30b0\u30a4\u30f3\u30ab\u30fc\u30c9\u306e\u4e0d\u4e00\u81f4\u306a\u3069\u3001\u8907\u6570\u306e\u539f\u56e0\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u6b21\u306e\u9806\u3067\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<ol>\n<li>\u8cfc\u5165\u306b\u4f7f\u3063\u305f\u30ab\u30fc\u30c9\u3068\u4f1a\u54e1\u30a2\u30d7\u30ea\u306e\u30ab\u30fc\u30c9\u304c\u540c\u3058\u304b\u78ba\u8a8d\u3059\u308b<\/li>\n<li>3D\u30bb\u30ad\u30e5\u30a2\u306e\u767b\u9332\u72b6\u614b\u3068\u901a\u77e5\u5148\u3092\u78ba\u8a8d\u3059\u308b<\/li>\n<li>\u30a2\u30d7\u30ea\u3092\u6700\u65b0\u7248\u306b\u3057\u3001\u901a\u4fe1\u72b6\u614b\u3092\u5909\u3048\u3066\u4e00\u5ea6\u8a66\u3059<\/li>\n<li>\u5225\u306e\u8a8d\u8a3c\u65b9\u6cd5\u304c\u8868\u793a\u3055\u308c\u308b\u5834\u5408\u3060\u3051\u516c\u5f0f\u753b\u9762\u3067\u5207\u308a\u66ff\u3048\u308b<\/li>\n<li>\u6ce8\u6587\u5c65\u6b74\u3092\u78ba\u8a8d\u3057\u3001\u672a\u6210\u7acb\u306a\u3089\u6642\u9593\u3092\u7f6e\u3044\u3066\u518d\u8a66\u884c\u3059\u308b<\/li>\n<li>\u89e3\u6c7a\u3057\u306a\u3051\u308c\u3070\u767a\u884c\u4f1a\u793e\u3078\u753b\u9762\u8868\u793a\u3068\u6642\u523b\u3092\u4f1d\u3048\u308b<\/li>\n<\/ol>\n<p>\u30ef\u30f3\u30bf\u30a4\u30e0\u30d1\u30b9\u30ef\u30fc\u30c9\u304c\u9045\u308c\u3066\u5c4a\u304f\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<a href=\"https:\/\/j-faq.jcb.co.jp\/faq\/show?id=9316&amp;site_domain=default\" target=\"_blank\" rel=\"nofollow noopener 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href=\"https:\/\/www.meti.go.jp\/policy\/economy\/consumer\/credit\/20240401.html\" target=\"_blank\" rel=\"nofollow noopener 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